Ron Cohen, RHU

"Protect your Family and your greatest asset...your ability to earn income."

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About Ron
Disability Insurance
The Basics
Optional Riders
Disability Taxation
Business Overhead
Retirement Protection Policy
Buy-Sell Disability
Business Reducing Term DI
The Underwriting Process
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February 10, 2012

Welcome to Ron Cohen, RHU

Ron Cohen, RHU
We Understand
That you are placing your Family's Future as well as your own in our hands. We honor and respect that trust and will continue to work to earn it.
Read About Ron
What We Do
Our job is to find strategies to problems that arise during an unforeseen disability. An "injury or sickness" can prevent you from earning an income for long periods of time, even life!

Thus, the need to protect your income, your family, your business and pension contributions becomes a major part of one's financial plan.
"As everyone in my family has suffered a disability, I understand the reality of what can happen." - Ron Cohen, RHU
Tailoring Your Needs
No two professionals are alike. Each is unique and has their “specific duties, incomes and individual needs. Many request the need for "Specialty Language" or "True Own-Occupation" Coverage. There has never been a better time to purchase this type of Individual Disability policy. It’s our job to guide you and answer any questions you might have. As the disability products are constantly changing, there is a very definite need for professionals to be informed and updated.
Reducing Term Disability
Most professionals are aware of the need for disability insurance, yet few know about Reducing Term Disability and how it can "help solve the problem of assigning your personal disability policy benefits over to a bank collateral. A mistake many professional make" A mistake many professionals make."
Retirement Protection Policy one of the best ways to help protect your retirement plan should you become disabled.

Products to consider as well: Overhead Expense and Disability Buy Out. Each with a very specific purpose and both helping solve problems that do occur when a disability strikes....


Disabilities don't have to be Vi
sual
We all deal with and pass by people everyday that are disabled and not in wheel chairs.. we never even realize it! But, they do!

Thank You for allowing us to be of service to you and  your family!

"One thing is certain....change.  It is the preparation that makes all the difference."

Ron Cohen, RHU

www.finra.org

Ron Cohen, RHU is a Registered Representative of and offers securities products and services through Park Avenue Securities LLC (PAS) 3040 Post Oak bLvd., Suite 400, Houston, TX 77056. Ron Cohen, RHU is not an affiliate or subsidiary of PAS. PAS is a member FINRA/SIPC.

The Registered Representative is securities licensed in Texas and the material is strictly intended for individuals residing in those states. No offers may be made or accepted from any resident outside these specified states.

The information or opinions contained in this Internet site should not be construed by any consumer and/or prospective client as an offer to sell or the solicitation of an offer to buy any particular investment product. The information contained herein is directed solely to those individuals who reside in jurisdictions in which the representative is registered in the state where the consumer and/or prospective client reside. Any subsequent direct communication with a consumer and/or prospective client shall only be conducted by a representative that is registered in the state where the consumer and/or prospective client reside.

Guardian Complaince: Ron Cohen, RHU is insurnace licensed in Alabama, Arizona, Arkansas, California (#OE62556), Florida, Georgia, Illinois, Indiana, Kansas, Kentucky, Maryland, Michigan, Minnesota, Mississippi, Nebraska, Nevada, New Hampshire, New Jersey, New York, North Carolina, North Dakota, Pennsylvania, South Carolina, Texas, Washington.

Neither Guardian, nor ins subsidiaries, agents or employees give tax or legal advice. You should consult your tax or legal advisor regarding your individual situation.


Ron Cohen, RHU

2008 W. Harold Petersen Lifetime Achievement Award Recipient


Let's Talk
Phone
800-398-0571

Email:
ron_cohen@glic.com



Links Disclaimer: Links to other sites are for your convenience in locating related information and services. This Agency, The Guardian Life Insurance Company of America (Guardian) and Park Avenue Securities, LLC (PAS) do not maintain these other sites and have no control over the organizations that maintain the sites or the information, products or services these organizations provide. Although this Agency, Guardian and PAS believe that the information from these organizations is reliable, we cannot guarantee its completeness or suitability for any purpose. Accordingly, this Agency, Guardian and PAS expressly disclaim any responsibility for the content, the accuracy of the information or the quality of products or services provided by the organizations that maintain these sites. This Agency, Guardian and PAS do not recommend or endorse these organizations or their products or services in any way.

Articles Disclosure: Material discussed is meant for general illustration and/or informational purposes only and it is not to be construed as tax, legal or investment advice. Although the information has been gathered from sources believed reliable, please note that individual situations can vary, therefore the information should be relied upon when coordinated with individual professional advice.
Ron Cohen RHU, Copyright 2012 All Rights Reserved
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